It’s no secret that when it comes to money, often after paying the bills, we’re left with very little spare. While if you’re a budget shopper, you can make essentials like food and fuel affordable, when it comes to big purchases it can be tricky.
Sometimes, out of the blue, your phone breaks or your cooker blows up, leaving you in dire need of a replacement. However, often replacing appliances like broken vacuum cleaners is far from affordable. Splurging on a new item can leave you behind with your bills and rent, leaving you in a tricky predicament.
Does that mean you should try and get by without these things or is there a way around the expense? The good news is that affording big purchases doesn’t have to be a struggle if you are smart about how and where you shop from. To give you a few ideas for making big purchases more affordable, I’ve put together a few tips.
Sell your broken appliance
Instead of dropping off your busted appliance at the dump, attempt to sell it. Believe it or not, there are plenty of people who buy broken appliances like ovens, fridges and smartphones to use for spares, etc. You’ll also find that some junkyards will buy them for scrap metal, so it’s worth contacting your local dump to find out. If you’re not sure how to go about selling an item, post on your local Facebook selling page asking if anyone can recommend a good company.
Research deals and discounts
Go online and research the deals and discounts on offer for the type of appliance you’re after. Most of the time they’ll be a couple of stores offering a discount or deal. Admittedly, prices can still be high, but it’s better than paying full price when you can’t afford it. If there are no affordable deals on, sign up for email subscriptions to all suitable sites so that when there’s a sale you’ll be alerted to it. It might be wise to start saving a little each week so that when a deal comes up, you can afford to take advantage of it.
Use catalogs to spread the cost
If you’ve got a good credit score, a great way to make buying new appliances more affordable is by using catalogs. The great thing about catalog ordering, such as via Very and Littlewoods, is that you receive the product but don’t have to pay until later. The cost of the item you’ve ordered, be it a vacuum cleaner or TV, is spread over a few months to make it more affordable. If you do decide this is the route for you, save yourself money by using this voucher code.
Buy refurbished items
While you could buy second-hand, when it comes to household appliances, you get what you pay for. If you’re going to go down the second-hand route, it’s best to pay a little more and opt for refurbished items. These often come with a warranty and tend to last just as long as a new item, so are more than worth the cost. There are lots of online sites that sell refurbished items – do your research and find the best ones.
Making big purchases affordable isn’t as tricky as you’d think. Take the tips above on board, and you can ensure that should your cooker break or computer crash, you can afford to replace it.