Advertisements

Lifestyle + Life Coaching | Penny Power: Learn To Stretch Your Funds Further


There’s no doubt about it; money makes the world go around. For people who have plenty of money, the green stuff never seems to be an issue – why would it be? They don’t struggle to cover their bills and still put food on the table. They can travel where they want when they want. They can eat out whenever they want to. Buying new clothes isn’t a problem. Money just isn’t an issue. For others of us, money, or a lack of it, has a big impact on our lives. If you are struggling to get by, for one reason or another, below are some hacks that should help you to stretch your funds that little bit further. It’s always going to suck being skint, but that doesn’t mean you can’t get by with a small budget.

Take a positive outlook

If you are negative about living on a small budget, you will find it much harder and more stressful to successfully do so. Instead, be positive about your situation – money isn’t everything, it’s just one small part of life. Don’t focus on the situation you are currently in, instead concentrate on the future. Set yourself financial goals to work towards – use these as your motivation to make your money go further and improve your financial situation. Sure, it will take time to reach your goals, but it is possible, it just takes perseverance, patience, and hard work, that’s all. The more positive you can be about things, the less you will worry about your lack of funds.

Be savvy

To make your funds stretch further, it’s all about being savvy with your spending. What this means is ensuring your bills providers are the cheapest around, sticking to a budget when shopping and making everything from scratch, utilizing deals and discounts, and ensuring that every penny is accounted for. It’s not easy to lead a savvy life as it means a lot of compromises, but if you want your money to stretch further, it’s worth it.

Top your account up

While it’s all well and good making the funds you have go further, sometimes you need a little extra, such as for a birthday or vacation. For these types of situations, it’s a good idea to find simple ways to top up your bank balance. Whether that’s by taking on some extra hours at work, selling an item you no longer need, or by selling your hair, it doesn’t matter, just as long as you get the funds that you need. That being said, if you plan on selling your hair, read these tips first, to ensure that you get the best deal possible. Selling your hair may seem strange, but if you were going to get a cut anyway, you might as well sell the hair that you no longer need and make some money from it.

Fake it ’til you make it

It’s all well and good saying not to be embarrassed by your lack of funds, but a lot of us do feel this way. If you don’t feel comfortable telling someone your situation, fake it until you make it. Say, for instance, you’ve made a new friend at your child’s school who asks if you would like to go for drinks. Instead of saying that you can’t afford to right now, invite them and their children over for a BBQ, so that everyone can get to know each other better. Until you reach your financial goals, don’t be afraid to fake it and find alternatives to things that you can’t afford.

Want to make those pennies stretch a little further? Then take note of the tips and ideas above.

Advertisements

Beauty + Style | The Radiant Look Can Be Achieved!


Yes! The radiant look. One that we’re all so desperate to achieve, but one that just seems a far cry away for so many of us. To look radiant means your look fresh, you’re glowing, you’re happy, and it can even boil down to how your hair looks! But we all know that this look […]

Lifestyle | The Importance of Creating a Bucket List


The Importance of Creating a Bucket List Having a healthy balance in life is one of the best feelings you can have. Although downtime and relaxation are necessary sometimes, you also want to make sure that your life is meaningful and that you accomplish the goals you want to achieve. A bucket list is the […]

Lifestyle | Body-Positivity + Confidence Tips For the Growing Gal


If you’re not happy with the way you look and are not 100% confident in how you feel — you won’t be the first and you certainly won’t be the last. We live in a society where we’re judged on how we look; the clothes we wear, the make-up we put on and the size […]

100 In a Year Project Series | #2 Lay Down On the Grass + Stare At the Stars


I’d like to first begin this one by saying it was well thought out. Again, one of those moments when I jumped at something because it excited my spirit and seemed totally worth it. One thing about this 100 In a Year Series is taking on the idea of “adventure” in so, so many ways. […]

Parenting + Motherhood | 5 Easy Nesting Nursery DIYs


When you find out you’re expecting a baby, besting is a natural part of the experience. Suddenly you want to clear out, redecorate and get cosy ready for the new arrival. A big part of that is creating your child’s nursery. It’s the first step towards getting ready for your new family and creating a […]

Love + Relationships | Get ahead In 2018 With These Dating Tips!


The dating landscape has changed tremendously. An old practice that we value has been changed by new dating practices. It does not mean that we just shove those old dating tips taught to us by our parents. It can still be incorporated to develop your rock-star dating list for the year 2018. This is a […]

%d bloggers like this: